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Are you “investing” in “health”? ~Think about how to use money in the age of 100 years of life~

We invest in various things every day. What do you think of when you hear the word “investment” in “health”? Typical examples include going to a fitness gym for moderate exercise, having regular health checkups and complete medical checkups for disease prevention, and balancing eating habits for improving eating habits. Do you try to eat well, or take supplements as nutritional supplements?

Also, when you say “investment”, you can say that “investment” is not only “money”, but also “time” and “labor”.

In today’s world, which is said to be the era of 100-year lifespans, it is important to be “healthy” in order to live a more enjoyable life in the future. This time, I would like to think about “investing” in “health”.

Do you know “healthy life expectancy”?

“Healthy life expectancy” refers to the period during which a person can lead a healthy daily life by getting up, dressing and undressing, eating, and bathing without the help of caregivers or other people.

Prepared by Asset Management One based on Ministry of Health, Labor and Welfare “Complete life table”, “Simplified life table” and research report of Health, Labor and Welfare Science Research Grants

In recent years, both “average life expectancy” and “healthy life expectancy” have been on the rise, and the gap between the two numbers seems to be shrinking. It is a positive trend that not only is the amount of time we can be “healthy” increasing, but the amount of time we cannot be “healthy” is decreasing.

How much do you charge for “medical expenses”?

Now that we’ve looked at the figures for “health,” let’s look at the figures for medical expenses in the event of illness or injury. The amount of lifetime medical expenses announced by the Ministry of Health, Labor and Welfare in 2016 was 26.85 million yen (27.91 million yen for women and 25.84 million yen for men).

In FY2016, per capita hospitalization medical expenses were 124,000 yen, which is the highest among those aged 85 and over. Ever-increasing medical costs have become a major social problem, casting a shadow over our lives. If we can reduce the burden of medical expenses by increasing “investment in health” before we reach old age, it may be worth trying.

What is an “investment” to extend “healthy life expectancy”?

<Appropriate Exercise>

It is important to be “healthy” in order to survive in the “100-year life” era. Going to the fitness gym, playing golf or tennis, and even in your busy schedule, consuming “time” and “effort” to use the stairs instead of using the elevator, walking from one station in front… It seems that there are many people who are conscious of “health” in various ways in their daily lives.

According to a poll conducted by the Japan Sports Agency, the percentage of adults who exercise or play sports at least once a week has recently increased to 55.1%. As for the reason for exercising/sports, 77.9% of the respondents answered that it was for their health. As you can see from the graph below, there seems to be a growing awareness of health these days.

Also, recently, the government has announced a policy to expand financial support to individuals and companies that are actively engaged in disease prevention. The Liberal Democratic Party’s study group is calling for new tax systems and budgetary measures to encourage “health investment,” such as partially deducting the cost of continuously attending fitness clubs from income tax.

<Complete physical checkups and specific health guidance> In

order to maintain good health, it is important to know your physical condition on a regular basis. According to the Ministry of Health, Labor and Welfare’s “National Health and Nutrition Survey Report 2014,” 72.2% of men and 62.9% of women over the age of 20 had undergone medical examinations or complete medical examinations in the past year. I’m here. In addition, there is data comparing the medical expenses of those who received specific health guidance*2 during specific health checkups,

such as complete medical checkups, and those who did not.

In order to prevent lifestyle-related diseases, which account for about 60% of the causes of death in Japan, people aged between 40 and 74 were diagnosed with metabolic syndrome (dyslipidemia and hyperglycemia caused by visceral fat obesity) , high blood pressure).

*2: Specialized staff (doctors, public health nurses, registered dietitians, etc.) for those who have a high risk of developing lifestyle-related diseases based on the results of the specific health checkup and who are expected to have a significant preventive effect against lifestyle-related diseases through lifestyle improvements. to support people to review their lifestyle habits.

examinations and medical expenses among those undergoing special medical examinations (November 2015) by the Federation of Health Insurance Societies

In total, the medical expenses of those who provide health guidance are lower for both men and women, and it can be said that there is a trend in many cases when looking at each age group.

Health checkups are costly and time consuming if you pay for them yourself. However, going to checkups in this way can increase health awareness and prevent illness, which in some cases can reduce medical costs. Regular medical examinations and appropriate health guidance may extend the “healthy life expectancy” and lead to a healthy and prosperous old age.

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